Credit Card Guides

Welcome to our credit cards consumer guides. Research the big issues or get more from your credit card. Help yourself, we’re free

Credit card fraud – A guide to protecting yourself Our comprehensive guide will give you the low down on credit card fraud, what to look out for and how to protect yourself… Read article...

Contactless Payment Credit Cards - Touch and Go! Are contactless payment cards the face of the future? Do they mark the death of cash? We investigate… Read article...

Prepaid Credit Cards - For those that require the functionality of a credit card, without wishing to borrow money, a prepaid credit card could be the ideal solution. Read article...

Student Credit Cards - Managing a budget when you’re a student is never easy. Not only do course fees, accommodation costs, study material prices and (occasional) grocery shopping trips all add up, but the weekly alcohol bill can cause financial outlays to skyrocket! Read article...

Best Cash Back Credit Cards Guide - Banks make millions of pounds every year from the interest that people pay on their credit card debts, but if you play your cards right, you can actually earn money every time you spend. Read article...

Supermarket credit cards compared - Most people, and families especially, spend a significant amount of money on their supermarket shopping, so taking out a supermarket credit card can earn you “points” that will save you money on your weekly shopping - leaving more for the nicer things in life. Read article...

Credit Cards for Adverse Credit History - If you’re stuck in a credit rating rut where you’re not being approved for credit, so can’t improve your rating, then an adverse credit card could help. Read article...

Compare 0% Balance Transfer Credit Cards - If you’re becoming a slave to unmanageable credit card debts then a 0% balance transfer credit card could ease the burden. Switch your balance to a 0% card and save yourself from paying off the interest rather than the balance. Read article...

Best Airmiles Credit Cards - Let your money take you places with an Airmiles credit card If you want to earn a nice reward for your spending, an airmiles credit card Read article...

Surviving the credit crunch - If you’ve been turned down for a credit card or a loan, or found that your credit limit has inexplicably been reduced, you’re probably feeling the effect of the consumer credit crunch. Read article...

Lifetime balance transfer credit cards - If you’re carrying round a large debt, you could find yourself caught in a viscous circle of balance transfers and their attached fees. While lifetime balance transfer cards won’t let you escape your interest payments altogether, they do offer a long-term alternative. Read article...

Get a Reward for your spending - Many people think of credit cards as the bad guys of banking; interest hikes, late payment fees and the constant temptation to spend a little more but playing your cards right can get you a nice little reward. Read article...

Understanding your credit score - In a financial climate that’s making it increasingly difficult to obtain credit, it is becoming more useful than ever to know exactly what’s on your credit report. Read article...

Cut your Credit - While having a well-maintained credit card is good for your credit rating, you shouldn’t have a host of old cards lurking around and cancelling old, unused credit cards actually improves your credit rating. Read article...

0% purchase cards - There are a host of zero per cent balance transfers out there to give people a break from their interest payments, but what reward to those people get who always pay their debts off? Read article...

0% Balance Transfers Credit Cards - Balance transfer credit cards revolutionised the credit card market, sparking a rate war where lenders fought to entice consumers with longer interest free periods on their balance transfers and added extras like zero per cent on purchases too. Read article...

Low APR Credit Card - Low APR cards offer a lower rate of interest on your balance, so while you won’t avoid paying interest each month, it will always be at a much lower rate. Read article...

Credit Card Charges Abroad - The summer holidays are almost upon us and many people will be planning on taking their credit and debit cards away with them; but while they’re convenient and relatively secure, they could end up costing you a fortune in hidden fees and foreign transaction charges. Read article...

Loyalty Vs Cashback Cards - Many people think of credit cards as the bad guys of banking; interest hikes, late payment fees and the constant temptation to spend a little more. Read article...

10 Things You Should Know About Taking Out A Credit Card - So, although credit cards are useful, they have become a dangerous trap for many people. Follow our tips for getting the best from your credit card. Read article...

10 Credit Card Deadly Sins - We’ve highlighted ten common credit card mistakes to avoid, so if you’re one of the 3.4 million credit card holders in the UK regularly only making minimum payments against their debt, pay close attention. Read article...

10 ways to fix your credit rating - While many people think that there’s nothing they can do; that they simply have to sit and wait, there are practical steps that you can take to improve your credit. Read article...

A Guide to AirMiles Credit Cards - If you’re a globe trotter who spends a lot on their credit card you could earn free flights using an Airmiles card to earn points that can take you around the world. But before you rush out and sign up, there are a few things that you should take into account, such as how much you will have to spend in order to actually get anywhere. Read article...

Charity Credit Cards - A good way to give? - To save you the hassle of figuring out if they’re really worth it, then choosing one, we’ve put together a guide to the best charity cards, and alternative ways to donate. Read article...

10 Ways to Avoid Credit Card Fraud - Plastic has become the new cash, with the combined value of transactions made on charge, credit, debit and store cards reaching a whopping £470 billion in 2005 – a figure that is set to rise to an estimated £639 billion by 2010 (Credit Action, 2006). Read article...

Credit Card Travel Insurance - Holiday From Hell? - Our guide looks at the different insurance policies that are offered by cards on the market, and weighs up whether it’s worth taking out another policy before you pack your bags... Read article...