Best Current accounts for bad credit

Switching current accounts has never been easier - your bank will do all the hard work for you. Compare the top current accounts for people with a bad credit history below.

Secure Trust Bank Account: Simple Straightforward banking
	No credit check necessary Apply online Online & telephone banking 24/7.	One off fee of £12.50 to open account Never go overdrawn again. Flat fees- No hidden charges	More info

Basic bank accounts

Company	Package Name	Monthly fee	Benefits
	Banking Account	£12.50	No credit checks, pre-paid mastercard
	Secure Trust Bank Account	One-off £12.50 fee to open account	No charge for bounced direct debits. Automated transfers from your account to your prepaid card

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Bad credit current accounts

If you have a damaged credit rating then a bad credit current account may be the only type of account available to you.

Some of these are free while some charge a monthly fee. Most offer a very basic banking service. See our guide to basic bank accounts for more details.