Co-op mortgages

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Co-op mortgages

The Co-op is known as the UK’s leading ethical provider of financial services, which means it doesn’t invest in anything that goes against the strict principles agreed by its members. It also promotes and donates to good causes around the world.

Co-op mortgages are available as tracker or fixed-rate deals. Both offers allow customers to apply to make overpayments or underpayments if their circumstances temporarily change, and repayment holidays can also be taken.

The Co-operative Bank uses money from its mortgages to fund a range of Climate Care projects, helping to reduce carbon dioxide emissions. The idea behind this is to offset some of the emissions made by the properties it helps its customers buy. The money is spent supporting projects in Cambodia, India and Uganda.

The Co-operative Bank merged with Britannia in 2009. It is regulated by the Financial Services Authority.

You can compare mortgages using our online comparison service, which will search through over 5,000 mortgages to find the best deal for you.