Charity credit cards

Charity credit cards

Company	Package Name	Standard % APR (Variable)	Balance Transfer Rate & Period	Balance Transfer Notes	Introductory Purchases Rate & Period	Rewards (Y/N)	Reward Notes
	WWF Credit card	15.9%	0% for 12 months	3% handling fee	0% for 3 months		Contributions to WWF
	RSPCA Credit Card	15.9%	0% for 12 months	3% transfer fee	0% for 3 months		£20 donated to RSPCA on first spend
	Breakthrough Breast Cancer	15.9%	0% for 12 months	3% handling fee	0% for 3 months		25p contribution for every £100 spent
	British Heart Foundation	15.9%	0% for 12 months	3% handling fee	0% for 3 months		35p contribution for every £100 spent
	National Trust Credit Card	15.9%	0% for 12 months	3% handling fee	0% for 3 months		30p contribution for every £100 spent
	Unicef Credit Card	15.9%	0% for 12 months	3% transfer fee	0% for 3 months		25p contribution for every £100 spent
	Dogs Trust Credit Card	15.9%	0% for 12 months	3% transfer fee	0% for 3 months		25p contribution for every £100

What are Charity Credit Cards?

Charity credit cards donate a percentage of each spend to a charitable organisation, the World Wildlife Fund (www.wwf.org.uk), National Trust (www.nationaltrust.org.uk) and British Hearth Foundation (www.bhf.org.uk) all have credit cards that carry their name.

What are the benefits of Charity Credit Cards?

A Charity credit card is a great method of automatically donating to charity while you shop, creating a sense of ‘feelgood spending’. Essentially, you can financially endorse your favourite charity without any cost to yourself (assuming you pay off your full balance each month).

What else should I know about Charity Credit Cards?

• Some charity credit cards donate meagre amounts to charity, as low as 0.1%. It may make more sense to get a cash back credit card, and donate the cash that you receive back on purchases to your favourite cause.
• As credit cards they’re not terrible competitive, often offering high interest levels and average introductory offers.

For more information read our guide: Charity credit cards, a good way to give?.

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