Capital One is a licensed credit broker based in Macclesfield, Cheshire. As a broker, Capital One searches for the right loan from a panel of lenders, and you only need to fill out one application. Capital One will match up your personal requirements with appropriate lenders. This can mean you’re more likely to be accepted for a loan.
Capital One Homeowner Loans offers two types of loan: Platinum and Classic. Which one you choose will depend on your credit rating, employment circumstances and the amount of interest you’re willing to pay.
A Capital One Platinum Homeowner Loan has a variable interest rate and is open to borrowers from 21 to 70 years of age, with no adverse credit. Borrowers must not be self-employed and must have a household income of more than £17,500. Capital One Platinum loans will lend up to 65% of your home’s value, less the amount outstanding in your mortgage.
A Capital One Classic Homeowner Loan has fewer stipulations: it is available to all homeowners over 18 years old, whatever their circumstances. Capital One doesn’t charge valuation fees. You can apply for a Capital One homeowner loan online for a quick response.
