Credit card Directory

Capital one credit cards

The Capital One (www.capitalone.co.uk) Group manages $146 billion in loans and has around 50 million customers worldwide. It is a top ten credit card issuer both in the UK and the US, issuing both MasterCard and Visa cards. Capital One has around 32,000 employees.

Capital One offers two credit cards: Capital One Classic and the Capital One Platinum. The Classic card is designed to establish or strengthen a good credit rating, and the Platinum card is for those customers who already have an excellent credit rating.

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Capital One credit cards

Company	Package Name	Standard % APR (Variable)	Balance Transfer Rate & Period	Balance Transfer Notes	Introductory Purchases Rate & Period	Rewards details
	Capital One Classic Card	34.9%	n/a	n/a	n/a	Free identity theft service

Compare other adverse credit cards, or read our guide to improving your credit rating.

What does Capital One credit cards offer:

With both Capital One credit cards, cardholders can choose from a range of eight designs and will benefit from identity theft assistance. Neither card charges an annual fee.

The Capital One Classic card offers credit to those with defaults or no credit history. As long as you use the card within the first three months, but stay within your credit limit and pay your bills on time, you will gradually build up a good rating. Cardholders start with a low credit limit but, if you obey the rules, this limit will be increased when you receive your fourth statement.

Find out more about fixing your credit rating.