Bradford and Bingley loans are provided by the Co-Operative Bank, a UK-based bank with a strict ethical policy. The Co-Operative Bank will not invest in businesses and organisations that do not meet the terms of this policy, which is constantly evolving in line with its customers’ wishes. It is the only high street bank that gives customers a say in how their money is used.
The Bradford and Bingley loan has a fixed interest rate and the option of a seven year repayment structure. You can apply online, over the phone or in a branch. Applications can get a decision within the hour.
To apply for a Bradford and Bingley loan, you must be aged between 21 and 69 and be a UK resident. You must also have a bank account that accepts standing orders. A credit check will be carried out, and you will be offered the Co-Operative Bank Loan Payment Protection Plan. If you are making a joint application, only the primary applicant will benefit from payment protection.
