compare current accounts

All Current accounts

Switching current accounts has never been easier - your bank will do all the hard work for you!

All current accounts

CompanyPackage NameInterest Rate (AER)Minimum requirementsOverdraft / RatesMonthly feeBenefits 
Santander Preferred In-Credit Bank Account6% (on balances up to £2,500)Must pay in £1,000 a month0% for 4 months£0Dedicated account transfer team to move all of your regular bill payments and direct debits
Premier0.5%Must pay in £500 a month0% for 12 months (up to £2,000)£0Free annual multi-trip European travel insurance
Advance0%None17.9%£6 for the first 3 months. £12.95 thereafter.£500 worth of benefits
Premier Direct5% (on balances up to £2,500)Must pay in £500 a month0% for 12 months (up to £2,000)£0Dedicated switching service
Bank Account0%Must pay in £500 a month19.9%£0Dedicated switching service
Banking Account0%NoneNo overdraft facility£12.50 plus £30 to open an accountNo credit checks, pre-paid mastercard
Barclays Bank Account0%None19.3%£0Barclays Personal Reserve helps you avoid having payments returned unpaid
Premier 505% (on balances up to £2,500)Must be aged 50 or over0% up to £2,000£10Worldwide travel insurance, identity protection and exclusive health benefits
Premier 215% (on balances up to £1,000)Must be aged 16-20 and pay in your earnings.0% up to £2,000, charge of 50p per day (up to £5 per month)£0Dedicated switching service, linked PlusSaver account
Premier Life0%None0% up to £1000 (12.9% on agreed overdrafts over £1000)£25 or £17.50 if you meet certain criteriaMobile phone and gadget insurance, home emergency cover, worldwide travel insurance, Premiere lounge access, RAC breakdown cover
Current Account Plus0.10%None19.24%£0Upgradable to Advantage Blue or Advantage Gold
Advantage Gold0.25%None18.49%£12.95Save up to £704 incl. breakdown cover, travel insurance and mobile insurance. Conditions and monthly fee apply
Lloyds TSB International Current Account0%Minimum balance of £1500 within 6 weeks of account opening15.8%£7.50First 3 months free


Switching your current account

Whether you are looking for a better credit interest rate or a cheaper overdraft, switching your current account could get you a much better deal.

Switching your current account has never been easier - you simply open your new account and your old bank will transfer the details of all your direct debits and standing orders.

See our guide to switching your current account for tips and advice on making sure the process runs smoothly.