Compare Current accounts

Switching current accounts has never been easier - your bank will do all the hard work for you. Compare the most popular current accounts below.

NatWest Current Plus Account - Helpful Banking.
NatWest Current Plus Account Visa debit card with worldwide acceptance and added online security protection.
Overdraft available (subject to eligibility)

All current accounts

CompanyPackage NameInterest Rate (AER)Minimum requirementsOverdraft / RatesMonthly feeBenefits 
Santander Current Account5.00%Must pay in £1,000 a month0% for 4 months£0£100 cashback for switching
Advance0%None17.9%£6 for the first 3 months. £12.95 thereafter.£500 worth of benefits
Bank Account0%Must pay in £500 a month19.9%£0Dedicated switching service
Banking Account0%NoneNo overdraft facility£12.50No credit checks, pre-paid mastercard
Barclays Bank Account0%None19.3%£0Straight forward convenient account with no monthly fee. Telephone and online banking available.
Student Current Account0.10%None0% up to £1000 in your first year£0FREE 5 Year 16-25 Railcard, Up to £100 of an ASUS laptop and more
Premier Life0%None0% up to £1000 (14.9% on agreed overdrafts over £1000)£25 or £17.50 if you meet certain criteriaRAC breakdown cover, worldwide travel insurance, home emergency cover and more
Royalties Student Account - Scotland1.02%None0% up to £1000 in your first year£0FREE 3 Year 16-25 Railcard, Up to £100 of an ASUS laptop and more
Royalties Student Account - England or Wales1.02%None0% up to £1000 in your first year£0FREE 3 Year 16-25 Railcard, Up to £100 of an ASUS laptop and more
Current Account Plus0.10%None19.24%£0Upgradable to Advantage Blue or Advantage Gold
Advantage Gold0.25%None18.49%£12.95Save up to £713 incl. breakdown cover, travel insurance and mobile insurance. Conditions and monthly fee apply
Secure Trust Bank Account0%NoneNo overdraft facilityOne-off £12.50 fee to open accountNo charge for bounced direct debits. Automated transfers from your account to your prepaid card

Current account search

Related guides & tools

Read our latest current account consumer guides.

Our finance expert

Our expert says...

Our finance expert gives his top current account tips...

  • Compare deals – It may sound obvious, but it is crucial that you shop around and compare deals to make sure you get the best account possible.

Switching your current account

Whether you are looking for a better credit interest rate or a cheaper overdraft, switching your current account could get you a much better deal.

Switching your current account has never been easier - you simply open your new account and your old bank will transfer the details of all your direct debits and standing orders.

See our guide to switching your current account for tips and advice on making sure the process runs smoothly.

About Creditchoices.co.uk

Creditchoices.co.uk was launched in 2005 and offers comprehensive and impartial personal finance advice.

Whatever your needs, Creditchoices.co.uk offers fair and unbiased news on financial products.

Creditchoices.co.uk is part of the Consumerchoices.co.uk group of websites. Consumerchoices.co.uk provides news, guides and expert advice to help customers save money on all their household bills.

What our users say

"This is a good web site. It's easy to use and has good information on a wide range of subjects"
Jim, London.
"It's really helpful to have regular and up-to-date information on the best financial deals around. As a pensioner I have the time if not the money so I need to get the best that I can…"
Mr Robson, Midlands.
Tell us what you think