Ask our Expert

Chris Eagle at CreditChoices

Have you got a burning money question? Our expert Chris Eagle is ready to help. Email him at OurExpert@CreditChoices.co.uk


Chris Eagle at CreditChoices.co.uk can help with anything from tips on how to choose the best savings account or credit card, to advice on whether or not to fix your mortgage and how to find out whether you are in negative equity.

Read the latest finance questions and answers

Do I really need a buy-to-let mortgage to rent a house? (19-8-10)

What can稚 I just get a cheap residential mortgage instead and rent out the property?
Read more

How do I get a bank account if I am bankrupt? (04-8-10)

How hard is it to get a bank account when you've been made bankrupt? br /> Read more

How do I build up my credit history?

How do I build up my credit history? (23-7-10)

What is the easiest to build up a credit history so lenders will lend to me?
Read more

How can my parents guarantee my mortgage? (12-7-10)

My parents have offered to guarantee my mortgage, how can they do this?
Read more

How do I get a mortgage if I知 self employed?

How do I get a mortgage if I知 self employed? (09-6-10)

I need to get a mortgage but I don稚 have three years audited accounts.
Read more

Do I need to pay stamp duty? (09-6-10)

I'm a first time buyer, do I need to pay stamp duty?
Read more

Should I switch current account?

Should I switch current account? (5-5-10)

I want to switch current account but I知 worried about moving all my direct debits and standing orders.
Read more

Mortgage payment protection insurance (27-4-10)

I知 worried I might lose my job - do I need mortgage payment protection?
Read more

What happens to my student loan when I graduate?

What happens to my student loan when I graduate? (1-4-10)

When do I have to start paying my student loan?
Read more

Do I qualify for first-time buyer stamp duty holiday? (25-3-10)

I am a first-time buyer, but my husband is not. Do we pay stamp duty for a new home?
Read more

credit reference

Have I become a victim of ID fraud? (25-3-10)

I am worried I have become a victim of ID fraud
Read more

Will credit record help after credit card turn-down? (19-3-10)

Do I need to check my credit record if I am declined for a credit card?
Read more

mortgage overpayment

Should I overpay my mortgage or boost my savings? (17-3-10)

Should I overpay on my mortgage or save more?
Read more

What mortgage insurance should I buy? (15-3-10)

Do I need mortgage insurance for me and my wife?
Read more

Cash ISAs

Can a Cash ISA protect my savings? (26-2-10)

Can a Cash ISA help me avoid paying tax on my windfall?
Read more

Tracker mortgage or fixed rate mortgage? (19-2-10)

Should I opt for a fixed rate or a tracker mortgage when buying my first home?
Read more

Personal loans

Personal loans (17-2-10)

Why are personal loan rates rising?
Read more

Winter sports travel insurance (9-2-10)

I知 going skiing soon, and fancy trying bobsleighing while I知 there, what insurance do I need?
Read more

Football credit cards

Football credit cards (1-2-10)

Do football credit cards, like the Manchester United credit card, offer a good deal?
Read more

Mortgage SVR (26-1-10)

Should I stick with my lender痴 SVR or switch to another mortgage deal?
Read more

ISA benefits

ISA benefits (19-1-10)

Is it worth getting an ISA when rates are so low?
Read more

Free overdrafts (5-1-10)

Where can I get the best current account with a free overdraft and no monthly fee?
Read more

Ask our expert a question

If you have any questions please email Chris at OurExpert@creditchoices.co.uk

Ask our expert - Archive

Find more questions that Chris answered:

Ask our expert - Archive 2009

Ask our expert - Archive 2008