Santander (Formerly Abbey) is one of the largest providers of loans and mortgages in the UK. Since 2004, Abbey has been part of the Santander Group, the seventh largest bank in the world by profit.
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Santander's loans are great if you want to pay back a fixed amount every month and are prepared to pay by direct debit. Once you know how much you can afford you can arrange to spread your repayments over 12 to 96 months in six-monthly intervals. There are no set-up fees but the loan must be taken out within one month of application.