Have you been rejected for a Loan?

If you are a home owner with adverse credit problems a loan broker could help get you a better loan. We have partnered with Central Trust, who will search over 500 loans for you, and try to negotiate a cheaper APR

• Loan broker FAQ

Company	Package Name	% Typical APR	Borrowed From	Borrow To	Accept CCJs & Bad Credit
	Home Owner Loan	12.2%	£5,000	£100,000
	Secured Loan (via loan broker)	12.8%	£3,000	£300,000
	Central Capital Loans	16.5%	£5,000	£100,000
	Secured Loans	14.9%	£7,500	£75,000
	Welcome Finance Secured Loan	29.6%	£1,500	£20,000

What are Adverse Credit Loans?

Adverse credit loans are designed for homeowners that are struggling to be accepted for a standard loan. If you have an adverse credit rating due to county court judgements, defaulting on loan payments, mortgage arrears or a previous bankruptcy, then this loan is for you.

What are the Benefits of Adverse Credit Loans?

Adverse credit loans do not discriminate against applicants with poor credit histories who are trying to turn their credit file around. The loan can be used for a variety of reasons, including debt consolidation, a new car, a holiday or home improvements. An adverse credit loan can improve your credit rating provided that you faultlessly keep up with repayments.

What else should I know about Adverse Credit Loans?

• The rate of interest on this type of loan can be exorbitant, although an adverse credit loan may be the only option for those with a poor credit rating.
• Don’t over stretch your budget on a steep repayment schedule for your loan, and don’t be tempted to take a higher loan than you need.
• Should you consistently default on loan repayments then the lender has the right to repossess your property as payment in full of the loan amount.

For more information read our related guides:
Adverse credit loans
Do you need a loan

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